Cover for the journey ahead.
Choose recognized health coverage for a Schengen visit, worldwide travel, or a longer stay abroad. Your insurance certificate is delivered by email after application.
Certificate by Email
Receive your official insurance documents by email. MAWISTA Visum certificates are issued immediately after purchase.
100% Visa Compliance
Meets all Schengen visa requirements and is fully recognized by embassies, consulates, and immigration offices.
24/7 Medical Assistance
Support in multiple languages around the clock in case of medical emergencies, unexpected sickness, or accidents.
Compare Our Tariffs & Prices
Whether you are visiting the Schengen area, travelling worldwide, or relocating abroad, choose cover that fits your stay and needs.
MAWISTA Visum
Visa StandardFor visitors, tourists, business travellers, and transit passengers travelling to Germany, Switzerland, or the Schengen area.
- 8 to 183 days of cover, with multiple Schengen entries possible
- Recognised for Schengen visas by embassies and consulates
- Unlimited insured costs for unexpected illness or accidents
- 24/7 medical assistance, transport, and repatriation cover
MAWISTA Reisecare
WorldwideFor tourists, long-term holidaymakers, business travellers, and Work & Travel participants worldwide.
- 10 to 365 days of cover; available before or during travel
- Worldwide cover, with or without USA and Canada
- 24/7 medical assistance, outpatient and inpatient treatment
- Optional accident and personal-liability cover
MAWISTA Expatcare
Long-term worldwideFor expats, digital nomads, business travellers, freelancers, and long-term travellers staying abroad for up to five years.
- 1 to 60 months of cover, available before or during your stay
- For incoming guests in Germany or Germans living abroad
- Medically necessary treatment for unexpected illness and accidents
- Monthly payment; cancellation at the end of each month
Benefits & price details
Compare eligibility, key benefits, and current tariff prices before selecting your plan. Prices are per person and may vary by age and selected region.
| Category | MAWISTA Visum | MAWISTA Reisecare | MAWISTA Expatcare |
|---|---|---|---|
| Best for | Visitors, tourists, business travellers, transit passengers, and visiting groups. | Tourists, long-term holidaymakers, business travellers, and Work & Travel participants. | Expats, digital nomads, freelancers, business travellers, and long-term travellers. |
| Duration & age | 8–183 days; entry age up to 80. | 10–365 days; entry age up to 80. | 1–60 months; insurable up to age 60. |
| Region | Germany, Switzerland, and the Schengen countries. | Worldwide, with or without USA and Canada. | Destination country plus up to 3 months worldwide; USA/Canada option available. |
| Core benefits | 24/7 medical assistance, outpatient and inpatient treatment, prescribed medicine, hospital transport, and repatriation in case of death. | 24/7 medical assistance, outpatient and inpatient treatment, prescribed medicine, hospital transport, and repatriation home. | 24/7 medical assistance, outpatient and inpatient treatment, prescribed medicine, hospital transport, and up to €25,000 repatriation in case of death. |
| Certificate & recognition | Recognised by Schengen authorities; insurance certificate is issued by email immediately after purchase. | Proof of insurance is recognised by official authorities; suitable as follow-on cover. | Recognised for temporary residence in Germany; certificate is sent by email after application review. |
| Payment & cancellation | One-off payment by direct debit or credit card. | One-off payment by direct debit or credit card; can be cancelled daily before the contract ends. | Monthly payment by direct debit or credit card; cancellation at the end of each month by email. |
| Deductible | No excess up to age 64. From age 65: €100 outpatient and €500 inpatient per person. | 100% of insured benefits are paid; no deductible stated for the selected tariff. | €0 annual excess excluding USA/Canada; €500 annual excess including USA/Canada. |
| Dental & medical aids | Pain-relieving dental treatment, denture repairs, and temporary solutions up to €250 per year; medical aids included. | Dental treatment, repair, and temporary dentures after an accident up to €250. | Dental pain relief: €500 / €1,000 / €2,500 per year for Classic / Comfort / Premium; accident-related aids: €250 / €1,000 / €2,000. |
| Rescue & liability | Search and rescue up to €5,000; rental-property damage up to €250,000; personal and property damage up to €1,000,000. | Search and rescue up to €5,000; optional accident cover up to €140,000 and liability cover up to €1,000,000. | No travel-liability package is listed in this tariff comparison. |
| Additional cover | Multiple Schengen entries and exits are possible during the insured period. | Can be taken out before or during travel and used as continuous follow-on insurance. | Comfort and Premium add higher therapeutic, dental, visual-aid, preventive-care, and vaccination benefits. |
| Prices | Single trip, age 0–64 8 days €15 · 15 days €25 · 31 days €40 · 45 days €55 · 62 days €75 · 92 days €110 · 183 days €220 Age 65–80 €30–€490, depending on trip duration; excess applies. | Per travel day Without USA/Canada: €1.35 (age 0–64) · €6.50 (age 65–80) With USA/Canada: €4.00 (age 0–64) · €20.00 (age 65–80) Optional accident and liability cover: +€0.45/day | Per month, excluding USA/Canada Up to age 40: Classic €75 · Comfort €95 · Premium €150 Age 41–55: €85 · €115 · €170 Age 56–60: €250 · €350 · €400 USA/Canada rates and a €500 annual excess apply when that region is selected. |