EDUBAO
Our Services
Our PackagesBlocked AccountTravel Health Insurance for VisaPrivate Health InsuranceStatutory Health InsuranceEDUBAO VietnamEDUBAO in MaghrebEDUBAO App
Find Your UniversityStudy Guide
About Us
Company & TeamCareers
Get the App!
FOR RECRUITMENT AGENCIESFOR UNIVERSITIESPARTNERS

Health cover for your new start

Be covered from your first day in Germany.

Statutory health insurance for eligible students, trainees, and employees — with an application journey made simpler by EDUBAO.

Start application How it works
International student holding an insurance card in Berlin

Apply before arrival — no German address required

Core statutory benefits are set by German law

Personal support in English, French, and Arabic

Choose with confidence

Two public insurers. One clear next step.

AOK and DAK-Gesundheit both provide statutory health insurance. Your medical cover follows the German statutory system; the service model, regional presence, and optional extras are where they differ.

AOK logoPublic insurer

Regional support, close to campus

AOK

AOK is a network of regional public health insurers. Your local AOK is determined by where you live or study, making it a good fit when you value nearby advice after you arrive.

  • Local AOK contact points and student advice
  • Digital university insurance notification
  • Services and bonus programmes can differ by region
DAK-Gesundheit logoPublic insurer

Nationwide cover, one provider

DAK-Gesundheit

DAK-Gesundheit is a nationwide public health insurer. It is a practical option if you expect to move between cities during your studies, training, or first job in Germany.

  • Nationwide membership and service network
  • Digital university insurance notification
  • Manage requests through the Meine DAK area or app

EDUBAO guidance

Less admin. More certainty.

Health insurance can affect your enrollment, visa planning, and first weeks in Germany. We keep the route straightforward and help you understand what comes next.

Begin now
  1. 01

    Tell us your plan

    Share your study or employment situation and the university you will attend.

  2. 02

    Choose your provider

    Select AOK or DAK-Gesundheit with clear guidance from our team.

  3. 03

    Receive your next steps

    We coordinate the application and help prepare the university notification.

Check your route

Statutory insurance is not for every study path.

It is commonly available to degree students, vocational trainees, and employees who meet statutory-insurance rules. Age, study type, previous insurance, and employment can all matter.

If you are over 30, studying a language course or Studienkolleg, or have conditional admission, private health insurance may be the more suitable route. We can help you choose before you apply.
Explore private health insurance

Frequently Asked Questions

How much are the monthly contributions for statutory health insurance?
For students it is around €120, depending on the region. For trainees and employees it is around 10% of your monthly income, depending on the region.
Are doctor appointments really free?
In general, yes. But you might have to pay a small extra fee from time to time.
How quickly do I get my insurance confirmation?
With DAK it will be really quick as it is all automatic and within a week you will get your membership confirmation. With AOK you will get an email after your booking where you will have to sign a form which will then be sent to AOK. Once your membership is processed, you will get your confirmation from the provider.
Statutory Health Insurance for Students in Germany | EDUBAO | EDUBAO