Your particular lifestyle tends to determine the cost of living. However, you cannot sacrifice the rents, food expenses, and health insurance coverage. Instead of being thrifty, try to allocate your budget reasonably. Keep a monthly record of your spending so that you can implement instant modifications in the next month.


Here's a quick overview of the costs that you would incur

  • Rental and ancillary costs: 150 € - 500 €
  • Semester fees (also tuition fees): 10 € - 170 €
  • Food: 150 € - 170 €
  • Clothes: 50 € - 160 €
  • Travel costs: 10 € - 50 € (Semester Fee includes normally the public transportation in your university city)
  • Health insurance: 105 € - 160 €
  • Free Time Activities: 60 € - 70 €
  • Learning material: 20 € - 60 €
  • Telephone, internet, post and, if applicable, radio licence fee: 30 € - 35 €
  • Altogether: approx. 585 € - 1.375 €


Shared flat in BerlinShared flat in Berlin

Rent makes up nearly a third of students’ living costs. The rent in big cities is more expensive than in smaller towns. The price of accommodation in the East is also more affordable than that in the West.

For example, the rent ranks top at about €374/month in Cologne, Hamburg, or Munich while it is the cheapest in Dresden, Jena, and Leipzig at €264. On the other hand, job offers are more available in metropolises. Thus, students can accept the high rent provided that they find a part-time job.

Due to the evaluation from 67,000 advertisements on the website of the Moses Mendelssohn Institut in 2018, around 30 percent of all students choose to share a flat with someone else. However, you can’t rent a room of such type for less than €400/month. Flats in Eastern Germany may be a little bit cheaper, at around €300. In contrast, the renting cost of a shared apartment in Munich can rise to a record of €600.

The standard type of housing contains essential utilities like water and heating, which is commonly known as “warm rent”. However, the bills for electricity, the Internet, and broadcast distribution aren't within its coverage. A majority of landlords charge you a flat price of about €300-€500/month for a room along with utilities as mentioned earlier. Don’t forget to check carefully what the “warm rent” covers and excludes before signing the contract with your landlord. Otherwise, you can risk being overcharged without your awareness.

Besides, the rental deposit is a security method paid by the tenant to the landlord, which is mentioned in the rental agreement. Rental deposit may not exceed three monthly net rents.

Below are several websites that offer suitable accommodation for international students:

When searching for accommodation, don’t overlook less important or central parts of the city at once. The difference in the distance from your location to the university is minimal compared to that from central parts. It is provided that there is a subway or commuter train station within your easy walking.

Combine surfing the websites and reading advertisements in the local newspapers, where you may run into available suitable housings provided older landlords. Don’t jump at any accommodation you find since there may be more convenient choices out there.

For more information about "find accomodation" in Germany, please check


Student health insurance

The German student health insurance constitutes around €110/month. Below are some popular insurance providers in Germany:

  • AOK
  • DAK-Gesundheit
  • TK (TechnikerKrankenkasse)
  • Atlas BKK
  • Audi BKK
  • R+V Betriebskrankenkasse
  • Bertelsmann BKK
  • hkk Krankenkasse

For more information about "German health insurance system", check another EDUBAO article out:

An administrative fee of your university

The average administrative cost falls into the range of €170 and €300/semester, equal to six months. In Baden-Wuerttemberg, non-EU students are expected to a tuition fee of €1,500/semester.


Subway in BerlinSubway in Berlin

The cost of the semester ticket varies according to your location. It fluctuates somewhere between €170 and €250/month.

Notably, the most expensive ticket costs around €243 in Hanover, followed by €210 at the Goethe University Frankfurt am Main. Lower Saxony or Hesse accept both train and bus tickets. Students in Kiel can benefit from the cheapest tickets of about €57. The next is Augsburg with €60. However, such prices are confined to urban areas and students have alternatives such as traveling by train and bus across the state.

Upon arriving in Germany, you should learn about the specific rule of your universities because no institutions share the same code. For example, cheap tickets at the Ludwig-Maximilians University Munich apply to a certain period. Instead, students have to spend €193 on an extra card for free trips at will. However, the majority of universities consider the semester ticket; including bus and train tickets, a part of the semester fee, which covers administration fees.

For more information about "transportation in Germany", don´t hesitate to check



In terms of average income, food in Germany is not expensive at all. Many supermarkets here often launch attractive discount programs so that students can exploit such chances to buy cheap food. A student tends to allocate from €150 to €250/month, which excludes costs for bars, clubs, restaurants, and pubs.

Famous test markets in Bremen and Haßloch exclusively sell food and cosmetic products at a reasonable price range. Here, you can find goods that are nowhere else to be found. Below is the list of popular supermarkets and chemist’s shops:

Popular supermarkets






Chemist's shops




Optional expenses

EDUBAO_1303_Monthly expense_M.jpg

Study materials

The expense of buying study materials depends on your reference needs and requirements of your cost. In Germany, most books and stationery cost a bundle, so it’s more economical to borrow books or read in the university’s library.

You can visit the following book shops: Thalia, Hugendubel


Different people have various needs for wearing, so the monthly expense of clothes isn't fixed. You can wait until the two most significant discounts in the year to buy clothing items: at the end of January and July.

Otherwise, you can visit outlet cities such as Berlin, Bad Münstereifel, Ingolstadt, Metzingen, Neumünster, Ochtrup, Soltau, Wertheim, Wolfsburg, and Zweibrücken. Brand clothes are on sale for rather low prices here.

Mobile phone

The telephone bill of one student in Germany is estimated at €10-40/month.

Telekom, Vodafone, and O2 are the most common telephone providers in Germany. Their service is reasonably charged and reliable to use.

There are a variety of flat rates to choose from. For example, packages for calling are categorized by minutes from 50, 100, to 400. You can purchase internet usage at low costs for 500MB, 1GB, or 3GB.

It also makes sense to buy a cell-phone and pay a specific monthly package of phone services from calls, SMS, to the Internet.

For further information about the subject “SIM Card ”, please check out our other

Cinema tickets

The cost of cinema tickets depends on the need of each individual.

It usually costs you between €5 and €13 to purchase a ticket.

If you are a cinema-goer, you can choose one of the following flat fees as an economical solution. They don’t put a limit on the number of times you can visit the cinema. The Yorck group provides a year package of 229 euros and a half-year choice of €129. Meanwhile, you can see 3D films all year long or half a year for €399 and €249 respectively at CinemaXX. More short-term choices are available from Cineplex. A 25-euro card expires within 25 days.


Volleyball PlayersVolleyball Players

Like movies, the cost of playing sports is up to your hobby and financial capacity.

For example, you have to pay about €130 to register for an 8-session dance course while a month of practicing martial art costs you around €45. Besides, one time of swimming costs between €3 and €10.

Alternatively, you can attend sports courses offered by the university at around €10-€20/semester.


There's no fixed expense of traveling in Germany. For those with low budgets, they can search for these websites. They contain valuable information about affordable services.

Buses and trains:

Car sharing: